01 · Side by side
FIYR vs Mint at a glance
| Feature | FIYR | Mint |
|---|---|---|
| Price | $8/month, or $76.80/year ($6.40/month). One plan with every feature. | Was free, funded by ads and financial-product offers. |
| Free trial | 30 days with every feature. No charge until the trial ends. | No longer available. |
| Platforms | Web app for desktop and mobile browsers. | Shut down in March 2024. mint.intuit.com now points to Credit Karma. |
| Budgeting style | Monthly category budgets, with reusable budget templates. | Had monthly category budgets and goals. No longer available. |
| Bank sync | Plaid. Manual accounts and transactions too. | Linked bank, card, loan and investment accounts. No longer available. |
| Net worth | Yes: linked accounts plus manual assets (home, vehicles, crypto) and debts. | Had net worth tracking. Credit Karma now offers it. |
| FIRE / retirement projection | Yes, on every plan: your FIRE date from your real spending and balances. | No longer available. |
| Investments | Investment account balances through Plaid. No per-holding performance view. | Tracked investment balances. No longer available. |
| Shared / household | One login per account. Transactions can be tagged as yours, your partner’s or shared. | No longer available. |
| Import & export | CSV export of transactions. CSV import with column and category mapping. | Transactions could be exported as CSV before the shutdown. |
02 · Why switch
Why people look for a Mint alternative
Intuit announced in late 2023 that Mint was going away and that Credit Karma would be its new home. Mint’s old website now says that reviewing transactions, monitoring spending and tracking net worth “have a new home” on Credit Karma. Here is why many former Mint users looked further:
Budgets
Mint was a budgeting app for many people. Credit Karma’s own announcement describes tracking net worth, spending, transactions and cash flow, and does not mention budgets. FIYR has monthly category budgets with reusable templates.
No ads, no product offers
Mint was free because it earned referral fees from recommending financial products. FIYR is paid by its users, shows no ads and does not sell your data.
A goal to track toward
Mint showed where your money went. FIYR also shows where it is heading: your savings rate, your net worth and the date your investments could cover your spending.
03 · The honest part
When Mint is the better choice
Mint itself is gone, so the real question is what to use now. FIYR is not the right replacement for everyone:
- You want to stay free. Credit Karma is free, tracks spending and net worth, and is where Intuit moved Mint accounts.
- You want zero-based budgeting. YNAB is built around it. See our YNAB comparison.
- You manage money with a partner. Monarch Money gives each household member their own login. FIYR has one login per account.
- You want a native phone app. FIYR runs in the browser, including on phones.
04 · Moving over
How to switch from Mint to FIYR
If you downloaded your Mint transactions as a CSV file before it closed, you can bring that history into FIYR. If you did not, answers on Intuit’s community forum point to requesting a copy of your data through your Intuit account’s Data & Privacy settings.
- Find your Mint export. Look for the transactions CSV you downloaded from Mint, or request your data from Intuit. Open it in a spreadsheet first to check the columns.
- Start a FIYR trial and link your accounts. Accounts connect through Plaid. FIYR asks for up to two years of transaction history; how much arrives depends on your bank.
- Import only the older history. In Transactions, open the ⋯ menu and choose Import CSV. Map the date, name, amount and category columns, then match each old category to a FIYR one. Trim the file to dates before your linked history starts, or the overlap will show up twice. Amounts must be plain numbers, and FIYR treats positive amounts as spending and negative amounts as money coming in, so flip the sign on a column that uses the opposite convention.
- Set up categories and rules. Rules recategorize new transactions automatically, so the cleanup you do once keeps paying off.
- Add what Plaid can’t see. Enter your home, vehicles, crypto and any loans as manual assets and liabilities so your net worth is complete. Then open the FIRE view to see the date your real numbers point to.
FIYR has no Mint-specific importer, so you map the columns yourself. If your file lists every amount as positive with a separate debit or credit column, make the credits negative before importing.
05 · Keep reading