Welcome to FIYR
FIYR pulls your bank, card, loan and investment accounts into one place, sorts your spending, and turns it into a budget, a net worth and a FIRE plan. This page is a quick tour of every page and the five things to set up first.
FIYR is a personal finance app for people who want the real numbers: what you spend, what you own, what you owe, and when you could stop needing a paycheck. You link your accounts once through our bank connection partner, Plaid, and FIYR keeps everything up to date as your bank reports new activity.
The five things to set up first
- Link your accounts. Checking, savings, credit cards, loans and investment accounts. See Link a bank or credit card.
- Tidy your categories. FIYR starts you with a full set of categories in groups. Rename or remove the ones you will never use. See How categories work.
- Add a rule or two. Rules fix the same merchant the same way every time. See Transaction rules.
- Set a budget. A monthly amount per category, as rough as you like. See Set up your monthly budget.
- Add what Plaid cannot see. Your home, car, crypto or a private loan, so your net worth is complete. See Track an account FIYR can't link.
Every page in one tour
The pages below appear in this order in the sidebar on a computer. Ask Fiyr shows only when it is turned on for your account. On a phone, four of them sit in the tab bar and the rest are on the More page.
| Page | What it is for |
|---|---|
| Ask Fiyr | Ask questions about your own money in plain English. See Ask Fiyr. |
| Net Worth | Everything you own minus everything you owe, with history. See How your net worth is calculated. |
| Transactions | Every transaction from every account. Search, edit, categorize, label and import. See The Transactions page. |
| Recurring | Bills, subscriptions and paychecks FIYR has spotted, and what is due this month. See Recurring bills and income. |
| Budget | Monthly budgets by category and how you are pacing. See Set up your monthly budget. |
| Summary | Your year at a glance. See The Summary page. |
| Dashboard | A grid of widgets you arrange yourself. Computer only. See The Dashboard. |
| Cash Flow | Money in versus money out over time. See Cash Flow. |
| FIRE | Your FIRE number and the date you could reach it. See The FIRE page, explained. |
| Goals | Savings goals with targets and dates. See Savings goals. |
| Forecast | Where your balances are heading. See Forecast. |
| Income | Pay and other income, by source. See The Income page. |
| Compare | Spending in one period against another. See Compare spending. |
| Month View | One month, day by day. See Month View. |
At the bottom of the sidebar you will find the Alerts bell, Settings, Help, Add Account and the light and dark switch. Find your way around covers each of them.
What FIYR can and cannot do with your accounts
- Access is read-only. FIYR can see balances and transactions. It cannot move money, pay bills or change anything at your bank.
- You sign in to your bank inside the Plaid window. FIYR never sees or stores your bank username or password.
- FIYR stores only the last four digits of each account number.
For the full picture, see How FIYR protects your data.
Common questions
Is FIYR free?
New accounts get a 30-day free trial. After that it is $8 a month, or $76.80 a year. See Plans, pricing and the free trial.
Which banks does FIYR support?
Any US bank, card issuer, lender or brokerage that Plaid supports. Banks outside the US cannot be linked.
Can I try it before signing up?
Yes. The demo is a shared sample account you can look around without creating anything. See Explore the demo account.
Is there an iPhone app?
A native iPhone app is coming soon. Today, FIYR works in your phone's browser with its own tab bar. See Using FIYR on your phone.
Still stuck?
Email us. A real person who builds FIYR reads every message.